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Ignoring the risk management needs of your company could be an expensive choice.

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    Arnold Insurance

    Arnold Insurance is a unique company. It not that we are the only company out there that can help you with your risk management problems, we know you have other choices. But we are different from other companies. One of the reasons is that despite our growing customer base, we treat every customer as though they are our only customer. Outstanding service is just one of our qualities that sets us apart from our competition.


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    more about us

    Arnold Insurance

    Arnold Insurance is the leading flood zone determination company in the Midwest. We have been keeping lenders in compliance since 1987. While we can provide determinations nationwide, we feel it is a distinct advantage to our customers in the St. Louis Metropolitan area to use a vendor that is familiar with the area. Every day, highly trained professional researchers use the latest technology to map every determination. We realize that our customer’s satisfaction is our future, which is why we would never compromise accuracy for the sake of a few hours...

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  • risk managementIgnoring the risk management needs of your company could be an expensive choice. Our experience with new compliance developments makes preventive maintenance programs extremely affordable.

    At Arnold Insurance, we make it our business to keep track of new compliance developments and monitor changes in participation status daily. Because flood compliance issues can be confusing and changing, Arnold Insurance has developed an in-depth compliance training program to help keep our customers informed and up to date of all the changes.

    Lenders who rely on a third party for flood compliance work must make sure they are receiving guaranteed flood certifications. For our customer’s protection, each property researched is covered by our comprehensive indemnification warranty, backed by our A++ Errors and Omissions Insurance Coverage...

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  • Choosing which product that satisfies the needs of your company can be mind boggling. That is why at Arnold Insurance, flexibility comes easy. We consider ourselves pioneers in accommodating the specialized needs of individual businesses.

    We offer any combination of the following:

    • Life of Loan Certification—Hand-mapped determinations to the structure that are maintained for the full Life of the Loan. This service keeps you in compliance and we track any status or map changes for each determinations.
    • Regular Certification—Low cost alternative to the Life of Loan Service. This keeps you in compliance for a nominal up-front fee until you sell this loan in the secondary market.
    • LOL Conversion—This option allows you to purchase regular certifications and then covert them to Life of Loan certs if your decide not to sell the loan on the secondary market. Therefore you have the low cost upfront, and still have peace of mind that your compliance should there be a status or map change.
    • Portfolio Review / Monitoring— This service offers you a review of your entire loan portfolio. We will determine which properties are at the highest risk of non-compliance, and determine your best plan of action...

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Levee Simulator

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The Cost of Flooding

Hurricane Season

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 Address: 3904 Old Hwy 94 S, Ste. 100, Saint Charles, MO, 63304phoneTEL. 636-936-2223 emailThis email address is being protected from spambots. You need JavaScript enabled to view it.