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Yours is no doubt a busy, satisfying life. It feels good to watch your future unfold just as you'd hoped it would. And one of the most satisfying aspects of your success is the future it allows you to offer your children.
In today's times, making every dollar count in securing your family's future is a wise goal. An important element in planning for that security is having enough life insurance to provide for those uncertainties the future is sure to hold.
You have probably already planned for the care of your children should anything happen to the two of you. Chances are you each have a will, and a guardian has been named for the children. These are important parts of a responsible financial plan. But if you're like many young, successful couples, one thing may be missing.
Life Insurance
Fixed Premium Whole Life--This is a level premium, level death benefit whole life insurance product which offers affordable coverage to satisfy a wide variety of insurance needs.
5, 10, 20 Year Level Term--uncomplicated life insurance protection designed with your budget in mind.
Universal Life--features fully flexible premium deposit options, flexible death benefits, the ready ability to change the type and size of coverage...coupled with an outstanding cash accumulation program.
Legacy Plan--is "second-to-die" or "survivorship" life insurance policy.
Other Coverages:
Equity-Indexed Annuity--This is a single premium deferred annuity that links interest earnings to the S & P 500 without dividends. Unlike mutual funds or variable annuities, Equity-Indexed Annuity protects you from the downside risk of the S&P 500 Index by guaranteeing the return of your original principal, with interest, at the end of the term, assuming no withdrawals.
Important Facts:
Wills & Estate Settlements--When you plan your estate, nothing is more important than your will. Should you die without a valid will, your spouse, your children, or other heirs could face critical problems as they try to settle your estate.
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